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Or (a) the debt owed or claimed to be owed is manifestly excessive;

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Up until that point the sports card hobby had grown steadily from the 1970's, when shops started popping up around the country, in to a $1.4 billion a year national pastime in 1992. Within the last 15 years we have seen the sports cards and collectibles market fall from grace only to rise again to it's current form. Most collectors and business owners over the age of 20 will point to the late 1980's and early 1990's as the best time to be a collector and the best time to be a dealer.

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