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MBA, Professional student (think law, graduate studies etc.), or retiree., young professional 80% loan to value on the remaining ones., Financing is generally 95% loan to value on the first one Because it's their own home they generally upkeep the property very well, even taking care of the smaller repairs.

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So you can easily put your groceries away., Clean out your refrigerator

1. Or register for school., They must be employed, actively seeking employment

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If all cities in the world - through the help of its government - educate its people to use renewable energy then we could contribute a great share of energy savings that minimizes our carbon footprints that help restoring our dying planet.